PreviewCouples Budget Planner
One calm dashboard for shared money.
- See who paid what and who owes whom
- Split costs 50/50, by income or custom
- Shared bills and debt in one place
- 6 simple tabs, no spreadsheet skills needed
Instant digital download · Opens in Google Sheets or Excel
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Sheets &
Excel
Excel
Video
walkthrough
walkthrough
What's inside
Everything you get, at a glance
Smart monthly dashboard
Pick any month and see where the money went, who paid what and who owes whom.
Flexible splits
Split shared costs 50/50, in proportion to income, or with a custom percentage.
Start Here setup
Add both names, choose your currency and enter each take-home pay.
Settlement rows
Paid each other back? Add a settlement row and the balance updates.
Smart dropdowns
Pick categories and payers from lists instead of typing.
Your currency
Choose your currency, including USD, EUR, GBP and AED.
See it in action
Watch before you buy
Short previews and the full walkthrough, so you know exactly what you are getting.
See it in actionShort looping preview, no sound
A closer lookShort looping preview, no sound
Full video walkthroughEvery tab explained on the GridX Studio YouTube channel
Full details
The complete listing, organised
1About this planner
Plan, save and spend together with this Couples Budget Spreadsheet for Google Sheets and Excel. Log what you spend once, and let the smart dashboard show where the month went, who paid what and who owes whom, with no awkward maths and no spreadsheet skills needed.
2Why You'll Love It
Shared money gets messy fast: who paid for what, whose turn it is to cover the bills, and what you are really saving for. This clean, minimalist couples budget planner brings it all into one calm place, so both of you see the same clear picture of your money.
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WHAT'S INSIDE (6 SIMPLE TABS)
- START HERE: Add both names, choose your currency, enter each person's monthly take-home pay and pick how you split shared costs: 50 / 50, proportional to income, or a custom percentage.
- DASHBOARD: Pick any month to see income, spending and what is left over, plus charts, who paid what, daily spending, a yearly trend and a running "who owes whom" balance.
- TRANSACTIONS: One simple log for spending, income and pay-backs, with dropdowns for category and who paid. Mark each row Shared or Personal.
- BUDGET: Give every category a monthly amount and watch live progress bars fill up. Needs, Wants and Savings targets are pre-set to the 50 / 30 / 20 rule and fully adjustable.
- BILLS: List your recurring bills and tick each month when paid. Ticked bills count as expenses automatically, with a clear status for each bill.
- GOALS & DEBT: Set shared savings goals with a "done by" date, and use the debt payoff planner to see your debt-free date.
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BUILT FOR EASE OF USE
✎ PINK CELLS ("YOU TYPE") — Clearly marked cells show exactly where your input goes.🔒 BLUE CELLS ("AUTOMATIC") — Formula-driven cells calculate everything for you. A warning appears if you try to type over one.⚙
3Smart Dropdowns
— Pick categories and names from lists, so your dashboard stays accurate without typing errors.🤝
FAQ
Good to know
?How do I get the spreadsheet?
You buy it on Etsy and download it instantly. The listing includes step-by-step instructions to open or copy it into Google Sheets or Excel.
?Do I need Excel or Google Sheets?
Either one works. Use Google Sheets for free in your browser, or open the file in Microsoft Excel.
?Is there a video tutorial?
Yes. Each planner has a video walkthrough, and you can watch it right here on the page.
?Is this a physical product?
No. It is a digital download, so nothing is shipped.
?Where can I ask a question?
Message GridX Studio on Etsy from the listing page and we will help.
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