Safe to spend today
$0
Today's 3
0 of 3Quick log
$0
Saving up
On pause
Park an urge, let it cool, then decide โ most urges pass.
What you logged
today
Month
payday / money in
bill to pay
a bit late
spending
Your calendar fills itself
Paydays come from Income, due dates from Bills, and spending from what you log. Nothing to set up here.
Everything you've logged
Net worth
Everything you have, minus what you owe. It updates itself.
$0
Accounts
What's actually in each place โ spendable accounts feed your daily number.
Income
Paychecks and anything else that comes in. Your paydays drive the daily number.
Upcoming paydays
Your pay periods, worked out for you.
Bills
Recurring must-pays. Big once-in-a-while ones can be spread across months.
Subscriptions
The little recurring charges โ easy to forget, easy to leak money.
Recurring
Regular income or expenses โ post them to a month with one tap, no re-typing.
Envelopes
A gentle cap for each kind of spending โ planned vs. actual.
What you're saving for
0 goals
Put away so far
$0
Paying it down
0 debts
Still owed
$0
Which one first
When one is cleared, its minimum rolls onto the next โ that's the snowball. No interest maths, just steady steps.
Insights
Where it went
Spending by envelope
Cash flow to payday
Net worth over time
One point per month โ it grows as you use the planner.
Wins
Worth noticing โ nothing here can be lost or broken.
Brain dump
A quiet place for anything on your mind โ money or not.
0 charactersSaved on this device ๐
Help & FAQ
Short answers. Tap a question.
What's new in v
Keyboard shortcuts
On a computer
NLog a spend
/Search activity
?Open help
โKQuick actions
โZUndo (โโงZ redo)
EscClose a window
Start over
See the setup again, or load example numbers.
Your money
Two numbers make it all work. Update them whenever you like.
Type what your bank app shows โ the planner lines everything up to match.
Look & feel
Mode
Auto is light from 7am to 7pm and dark in the evening.
Colour
Currency & format
Currency
Pay rhythm
Used as the starting choice for new paychecks. Each paycheck keeps its own schedule in Income.
Back up & move your data
Everything stays private on this device. A backup keeps it safe.
No backup yet on this device.
Other exports
Restore (load a backup)
Accepts .json backups, saved .html planner files (old or new) and bank .csv exports.
Both ask you to tap twice, so nothing happens by accident. You can also press Undo right after.
๐ฑ iPhone & iPad
Safari can't save changes inside a downloaded .html file. Use one of these instead:
- Best: open your planner link in Safari โ tap Share โ Add to Home Screen. It opens full-screen and works offline. Open my link
- Or: open the .html file in the free Documents by Readdle app โ it runs there and saves as you go.
- To back up, tap ๐พ in the top bar, then choose Save to Files (iCloud Drive keeps it safe).